Financial Calculators Directory

100+ Free Financial Calculators for India – Investment, Business, Trading & Planning.

Access a suite of precision-engineered tools built on official Indian financial protocols to help you save more, invest smarter, and grow your wealth.

Investment Tools

SIP Calculator 💰

Estimate future wealth gain through systematic mutual fund plans.

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Lumpsum Calculator 💵

Calculate future value of one-time equity or debt investments.

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CAGR Calculator 📊

Find the compounded annual growth rate of any Indian asset.

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Compound Interest ⏳

Visualize the explosive power of compounding over long horizons.

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FD Calculator 🏦

Calculate Bank Fixed Deposit maturity and interest payout.

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RD Calculator 🏦

Maturity values for monthly bank recurring deposits.

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SWP Calculator 🏧

Plan a systematic withdrawal for monthly pension or income.

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Step Up SIP 📈

Calculate returns by increasing monthly SIP with salary hikes.

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SIP vs RD ⚔️

Compare potential SIP returns against fixed bank RD safety.

Compare Now →

SIP vs FD ⚔️

Compare equity SIP returns against fixed bank deposit growth.

Compare Now →

Asset Allocation ⚖️

Find the perfect mix of equity, debt, and gold for your age.

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Dividend Yield 💸

Calculate the annual dividend percentage return of a stock.

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Div. Growth calc 📈

See how reinvesting dividends compounds your passive income.

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Yield on Cost 💰

Real dividend yield relative to your original buy price.

Check Yield →

Portfolio Overlap 📂

Identify common stock holdings in your mutual funds.

Check Overlap →

Expense Ratio 📉

Calculate mutual fund fee impact on your final returns.

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Wealth Projection 🔮

Forecast your total portfolio growth over decades.

View Future →

Real Return 📉

Find investment profit after accounting for inflation.

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XIRR Calculator 💹

Calculate annualized returns on irregular cash flows.

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IRR Calculator 💹

Determine internal rate of return for specific projects.

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Loans 💳

Tax & Salary 📑

EV & Energy Tools

Career & Income Tools

Trading Tools

Business Tools 💼

Break Even ⚖️

Sales volume needed to cover all operational costs.

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DCF Calculator 💎

Intrinsic business value based on future cash flows.

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EBITDA Calc 📊

Profitability before interest, taxes, and depreciation.

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Margin Calc 📏

Calculate gross and net profit margins instantly.

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Markup Calc 🏷️

Percentage added to product cost to reach selling price.

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DSCR Calc 💰

Loan repayment capacity analysis for businesses.

Check Cover →

Financial Lev. 🧱

Analyze how debt impacts EPS and returns.

Check DFL →

Operating Lev. 🏗️

Measure profit sensitivity to changes in sales.

Check DOL →

Cost of Debt 💸

Calculate effective after-tax cost of business debt.

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Cost of Equity 📈

Required rate of return for equity holders via CAPM.

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Enterprise Val. 🏢

Total business valuation for acquisition analysis.

Calculate Value →

Opp. Cost ⚖️

Returns of alternative choices not taken.

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Payback Period 🕰️

Time needed to recover initial capital investment.

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Interest Cover 🧱

Firm's ability to pay interest obligations from EBIT.

Check ICR →

Get Profit (Q) 💰

Fastest tool to check net profit after all costs.

Check Profit →

Inv. Turnover 📦

Measure stock replacement frequency and efficiency.

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Profit Margin (P) 📈

Analyze product profitability ratios and markup.

Check Margins →

Working Capital 💳

Measure business liquidity and financial health.

Check Health →

Personal Finance 👤

Real Estate 🏠

Planning & Retirement 👴

Retirement 👴

Corpus needed to maintain lifestyle post-60.

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Marriage Planner 💍

Plan for weddings with inflation-proof SIPs.

Start Plan →

Edu 2040 Projector 🎓

Project degree costs with 10% annual inflation.

Project Cost →

Health Optimizer 🏥

Compare base plans vs Super Top-up savings.

Optimize Now →

Top-Up Evaluator 🏥

Save on premium by layering a Super Top-up.

Optimize Now →

HLV Calculator 🛡️

Ideal term insurance cover for family security.

Find Value →

NPS Optimizer 👴

Compare savings vs liquidity in the NPS system.

Analyze Now →

NPS Optimizer (P) 👴

Optimize your 2026-27 retirement tax-alpha.

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SRR Simulator 📉

Stress test retirement against bad market timing.

Run Test →

SRR (Pro Version) 📉

Advanced portfolio survival stress test tool.

Run Test →

Wedding Planner 💍

Account for rising costs of gold/venues for marriage.

Start Plan →

Withdrawal 🏦

Estimate longevity of your corpus with SWP.

Analyze Now →

Vacation Goal ✈️

Plan dream trip with inflation-proof savings.

Start Plan →

Car Purchase 🚗

Plan for vehicle purchase with inflation adjustment.

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Early Retire 🏃‍♂️

Find corpus and SIP needed to retire before 60.

Check Corpus →

Education Cost 🎓

Plan degree costs by adjusting for tuition hikes.

Check Cost →

Edu Planning 🎒

Estimate future college costs and required monthly savings.

Plan Now →

Independence 🔥

Calculate target corpus for absolute freedom.

Check Status →

Goal Portfolio 📁

Design investment mix for specific targets.

View Mix →

Goal Priority 🚥

Rank goals and allocate monthly SIPs accordingly.

Set Priority →

Goal Sip Calc 🎯

Determine exact SIP amount to reach future goals.

Calculate SIP →

Goal Step Up 🪜

Reach targets faster with annual investment hikes.

Start Plan →

Inflation Calc 🎈

Calculate power drop and future costs.

Check Impact →

Multiple Goals 🎯

Manage all life goals in one combined plan.

Plan All →

NPS Calc (Std) 👴

Estimate National Pension System returns and income.

Check NPS →

Modern Finance 💎

Popular Tools ⭐