Portfolio Return Calculator – Master Your Total Wealth Growth

Calculate total investment profit, weighted returns, and CAGR across multiple stocks, mutual funds, or assets. Gain deep visibility into your diversification efficiency.

Investment tranches

Total Portfolio Return

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Total Profit

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Portfolio CAGR

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Total Invested Wealth Gain
Inv: ₹0 Gain: ₹0

Portfolio Asset Allocation

Total Portfolio Value

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Total Invested

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Best Performer

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Worst Performer

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Asset-wise Performance Breakdown

Investment Invested (₹) Current Value Return % Weight %

What is Portfolio Return?

Portfolio return is the weighted average return of all the individual assets held in an investment portfolio. Since investors rarely put all their money into a single asset, measuring the collective performance is essential to understand true wealth growth.

Professional investors distinguish between two types of returns: Absolute Return (the total percentage gained) and CAGR (the annualized rate adjusted for time). For example, a 100% return sounds great, but if it took 20 years to achieve, the annual growth rate is actually quite low. Use our CAGR Calculator to analyze individual assets in detail.

How to Improve Your Portfolio Returns

1. Strategic Asset Allocation

The mix of Equity, Debt, and Gold determines 90% of your long-term returns. Rebalance annually to ensure your "Weights" don't skew too much toward one asset class after a bull run.

2. Lowering Costs

High brokerage fees or mutual fund expense ratios eat into your net wealth. Use our Brokerage Calculator to minimize transaction costs.

Portfolio vs. SIP Returns

SIP returns are often higher in volatile markets because of Rupee Cost Averaging. However, a "Portfolio" view looks at the current market value of all units accumulated over time. If you have been investing via Systematic Investment Plans for several years, your portfolio return represents the realized and unrealized profit on the total capital deployed till date.

Frequently Asked Questions

How to calculate portfolio return?
It is the sum of (Individual Return × Weight of that asset). Alternatively, (Total Current Value - Total Invested) / Total Invested.
What is a good portfolio return in India?
A healthy long-term portfolio should target 12-14% CAGR. In the short term, anything above the risk-free rate (approx 7%) is positive.
Does diversification increase returns?
Diversification primarily reduces risk (volatility). While it might slightly lower potential peak returns compared to a single lucky stock, it ensures long-term survival and consistent wealth growth.
Difference between CAGR and Absolute Return?
Absolute return is total profit %. CAGR is the smoothed annual growth rate. If you double money in 10 years, Absolute is 100%, but CAGR is 7.2%.
How often should I review my portfolio?
A semi-annual or annual review is best. Over-monitoring leads to panic-selling, while under-monitoring leads to carrying obsolete or bad assets. Check your Net Worth regularly for better context.

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Disclaimer

This calculator provides mathematical return estimates. Market returns are subject to volatility and risks. Past performance is not indicative of future results.

Last Updated: March 2026